See what Christmas will cost before you spend it
Set a budget, add gifts by person, then food, travel and the rest. You get a clear total, what is left, and how much to save each week until 25 December 2026.
Why people budget Christmas early
Most of the spend is gifts and food. Writing those down before Black Friday and the December rush makes it obvious where the money is going, and whether a £20 gift swap or a quieter travel plan would help.
This page is a quick check. If you want something you can reopen on your phone or laptop all season, the Christmas Budget Planner is the downloadable version.
Related free tools on MileRate: the UK mileage claim calculator and fuel cost per trip if Christmas travel is by car.
Quick answers
Does anything I type leave this page?
No. The calculator runs in your browser. Nothing is uploaded or stored on our servers.
How is the weekly savings figure calculated?
We divide your planned Christmas total by the number of weeks left until 25 December 2026. That is what to put aside each week if you are funding the plan from now.
Can I set a budget without listing every gift?
Yes. Enter a total budget at the top, then fill in only the categories you care about. The result shows what is left or how far over you are.
What is the paid planner for?
The free tool gives a quick total. The planner is a spreadsheet for the full season: gifts by person, food and travel lines, a savings tracker and a print-ready summary.